Cost split
- Manage costs. For your next trip or a new business project.
Team chat
- Talk in private. Team work on a Bitcoin standard.
Peer to peer
- Settle, receive and store your funds in a non-custodial wallet.
Tether USDT
- Remit and hold dollars with seamless support of USDT.

Teamwork across borders. Simplified.
Cowbolt gives you a tool to collaborate without a middleman. Making group management secure and easy.

Track costs and share ideas in private.
Manage your group's shared expenses and settle up whenever you decide.

Non-custodial settlement. Peer to peer.
Enjoy instant global settlements to anyone who have the Cowbolt App or a similar Lightning or Liquid wallet.

Hold your own Bitcoin or Tether USDT.
Lightning and Liquid gives the perfect balance of security and cheap transactions for both Bitcoin or Tether USDT.